Awards

BBB Accredited Business A+
Inc. 5000
Top Work Places
Weatherhead 100
Top Mortgage Lender Badge
Mortgage Bankers Association Member

Our team + your home loan = success!

CrossCountry Mortgage of Toms River was formed in May of 2016, by branch manager Mark Ramos. Mark is a knowledgeable mortgage advisor who has grown an impeccable reputation for integrity and excellence in mortgage lending. For more than a decade, Mark has excelled in the mortgage industry helping families with their mortgage needs throughout NJ. Customer service and communication is what he strives for and provides his clients, proven by his 5-star Zillow rating. He is recognized not only as the branch manager but a leader to the team and leads the staff by example.

The dining room of a home in Toms River, NJ

Owning a home is exciting and rewarding!

We’re here to make the financing process as easy and enjoyable for you as possible — because it’s more than a mortgage, it’s the keys to your future!

Whether it’s your first home, a luxury home or an investment property, a mortgage puts you in position to enjoy all sorts of personal and financial benefits: equity and wealth building, security and stability, pride of ownership and more!

At CrossCountry Mortgage, your future is our focus.

We are committed to providing you with the best customer service in the industry. Every day we help homeowners just like you achieve their home financing goals while providing the guidance and technology for a fast, stress-free process with no surprises.

The biggest purchase of your life deserves the attention of the best mortgage professionals. Our licensed loan officers bring decades of proven performance and integrity to the table. The entire team collaborates to close your loan quickly, and our sole focus is to help you achieve your homeownership goals while keeping you informed throughout the process.

Your Loan Officers Here to Help

Meet Our Loan Officers

Helping your home financing process go smoothly.

GALLERY

Our Mission & Goal

Our Vision — Then & Now

Recent Posts and Articles

Blog

  • Couple reading documents
    Published on

    What Are Closing Costs?

    What are closing costs? Here we break down the various fees that are included in closing costs and discuss how you may be able to reduce your out-of-pocket obligations. 

  • Published on

    What is a Loan Contingency?

    A loan contingency can help buyers protect their earnest money offered and keep their options open until the financing is complete. Here is everything you need to know about a loan contingency and why it may be a good idea to include them in a home purchase agreement.  

  • A woman reading on a laptop
    Published on

    What is an Assumable Mortgage Loan?

    Different kinds of mortgages offer distinct sets of pros and cons to the prospective homebuyer. For a new homebuyer, there is one financial option you may not know exists — an assumable mortgage. Learn the ins and outs of an assumable loan so you can determine whether it is the right mortgage product for your homebuying needs.

  • Veteran father and his son
    Published on

    What are the Benefits of a VA Loan?

    If you’re a current or former member of the U.S. Military, you may qualify for a VA loan, which allows you to purchase a home without a down payment. That’s just one of the advantages you receive from a VA loan. Keep reading to explore the additional home loan benefits of VA loans.

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