Matthew Falconer

I’ve been in the lending industry for 20 years and know the value of trust cannot be overestimated. It must be earned through honest communication, consistent follow-through, transparency, and respect.

When we work together, my primary goal is to educate you about the home financing process so you are empowered with knowledge. I’m passionate about staying up to date with the latest mortgage and real estate trends. As a result, I’ll provide you with expert advice to help you select a smart mortgage solution from the wide range of products I offer, including conventional, jumbo, FHA, VA, and renovation.

From pre-approval to closing and beyond, I will make sure you always know what’s happening with your mortgage and make myself available to answer your questions along the way. I look forward to providing you with the customized loan experience and outstanding customer service you deserve.

At the heart of everything I do is my family. My wife and my kids — Maxwell, Grace, and William — are my number one source of motivation.

Specialties

Purchase and Refinance
Purchase
Refinance Loans

Don’t fixate on rate

Get the home you want now. If rates fall in the future, you can refinance to the lower rate after 6 full payments. And, with a lender credit of up to $1,500*, you’ll save upfront and thousands down the line.

Contact Us
*For full terms and conditions, visit ccm.com/buynowrefilater.

Published on Feb 15, 2023

Am I Ready to Buy a House?

Here are some factors to consider, as well as some resources that can help you make a decision regarding the right time to buy.
Published on Feb 13, 2023

How to Buy a House With Bad Credit

Everybody makes mistakes, but a low credit score shouldn’t cost you your dreams of homeownership. Here’s how to buy a house with bad credit, along with some tips to improve your credit score for the future.
Published on Feb 9, 2023

When is the Best Time to Buy a House?

The housing market is affected by many factors, but did you know that the time of year can influence the final sale price of a home? Here’s how the housing market changes during the course of the year.
Published on Feb 6, 2023

How Long Does it Take to Get a Mortgage Pre-Approval?

How long does it take to get a mortgage pre-approval? To answer that, you’ll need to learn a bit more about the pre-approval process and what to expect when buying a home.

What’s not to love about having a space that is entirely yours? You can paint your bathroom fuchsia, have hardwood in the master, put up a wild Mosaic in the kitchen, install a smart thermostat, you name it. After all, it’s your home!

Equally enjoyable are the other personal and financial advantages of being a homeowner: security and stability, equity and wealth building, and more! I’m here to help you get the most from your home financing — whether you’re buying your first home, moving up or downsizing to match your lifestyle, or refinancing your current mortgage.

Helping your home financing process go smoothly.

Resources

The Mortgage Process

There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.
Payment Calculator

How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.
Find the Right Loan

I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.
Home Loan Check List

Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

Branch Manager

NMLS #380797

Adress

4145 Clares Street, Suite F, 2nd Floor
Capitola, CA 95010

Contact Methods

Email: [email protected]
tel Phone: (831) 359-4430
mobile Mobile: (831) 435-9197
fax Fax: 831-249-0170

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