Headshot of Peter Costakos

Peter Costakos

Sr. Vice President

Carbon Team - Purchase

NMLS #139540

Adress
2900 Westchester Ave., Suite 202
Purchase, NY 10577
Contact Methods
Email
tel Phone
(914) 582-8978
fax Fax
914-775-5051
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Awards

2022 Scotsman Guide
Inc. 5000
Top Work Places
Weatherhead 100
North Coast 99 Winner
Mortgage Bankers Association Member

About Peter

My ultimate goal is to help each and every one of my clients succeed in homeownership.

I've built my business on the knowledge I've accumulated over the years, but I've kept client relationships because I am empathetic and keep their best interests in mind even after they close. I find enjoyment in problem-solving and once I set my mind to it, I'm relentless in getting my clients to the closing table one way or another.

With every transaction, I ensure that every family gets the best mortgage experience possible. Buying a home is a huge financial decision and I aim to make this process smooth and personal while still offering competitive rates and costs. Communication and a reliable, dependable team are a huge part of our success.

I earned my Bachelor's in Business Administration at Pace University, majoring in both Management and Entrepreneurship. When I'm not answering mortgage questions or closing deals, I live for adventurous activities, such as mountain biking and skiing, yoga, traveling, craft beer, and spending time with my family and our dog.

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Recent Reviews for Peter Costakos

Specialties

  • Purchase and Refinance
  • Purchase
  • Refinance Loans

Recent Posts and Articles

Blog

  • Published on

    Am I Ready to Buy a House?

    Here are some factors to consider, as well as some resources that can help you make a decision regarding the right time to buy.

  • A family laughing
    Published on

    How to Buy a House With Bad Credit

    Everybody makes mistakes, but a low credit score shouldn’t cost you your dreams of homeownership. Here’s how to buy a house with bad credit, along with some tips to improve your credit score for the future.

  • Published on

    When is the Best Time to Buy a House?

    The housing market is affected by many factors, but did you know that the time of year can influence the final sale price of a home? Here’s how the housing market changes during the course of the year.

  • Published on

    How Long Does it Take to Get a Mortgage Pre-Approval?

    How long does it take to get a mortgage pre-approval? To answer that, you’ll need to learn a bit more about the pre-approval process and what to expect when buying a home.

A homeowner with a child on his lap calculating whether to buy a new home or refinance his home loan

Owning a home is fun and fulfilling!

What’s not to love about having a space that is entirely yours? You can paint your bathroom fuchsia, have hardwood in the master, put up a wild Mosaic in the kitchen, install a smart thermostat, you name it. After all, it’s your home!

Equally enjoyable are the other personal and financial advantages of being a homeowner: security and stability, equity and wealth building, and more! I’m here to help you get the most from your home financing — whether you’re buying your first home, moving up or downsizing to match your lifestyle, or refinancing your current mortgage.

Helping your home financing process go smoothly.

Resources

  • The Mortgage Process

    The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

What Our Clients Say

The comments I have are nothing but good. Everything about this process was great. Peter Costakos and his team guided me through every step with knowledge and professionalI'm.
Shkurta H.
Peter Costakos, Eduardo Zambrano and Stacey Napolitano are what I have come to know as my "Dream Team". What a wonderful, dynamic and most importantly knowledgeable team. In addition to being the most patient people I've ever had the pleasure of dealing with, these folks answered question after question after question that i had and sometimes even the same question. They were available to me whenever i needed them and i recall poor Eduardo Zambrano dealing with my many questions as he had his baby cooing in his ear.

They were fast, they were efficient, they were organized and stood by me and encouraged me when the process became overwhelming. I cannot thank this team enough. I FINALLY have my home and i cannot thank Pete, Eduardo & Stacey enough. Well done team...Well done CrossCountry!!

Cindy L.
CrossCountry was unbelievably helpful through the process. Before I could even think of a question someone emailed me with detailed instructions! It was super easy for something that can be one of the worst and longest endeavors.
Kari C.
Peter and his coworkers are excellent and very profesional. I would definitely do business with them in the future.
Bejtush D.
Nothing to improve
Michael S.
I would recommend creating a glossary of sorts with various terms that are common in the home buying process. If possible, an info-graphic of steps in the process and who to ask for help with that. For example, "arranging the final walk-through" - "speak with your realtor about this", "negotiating price" "who to talk to and important time frame to do it in".... Things like that. It's not your job but it would definitely help toward building rapport with clients.
Berlyn M.
None....keep up the good work!
Donn E.

Inspiration for your home loan journey.

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