Headshot of Gail Stephens

Gail Stephens

Branch Manager

Gail Stephens Group

NMLS #338043

Adress
301 North Cattlemen Road, Suite Number 101
Sarasota, FL 34232
Contact Methods
Email
tel Phone
(941) 217-7393
mobile Mobile
(941) 524-9779
fax Fax
941-213-4379
Apply Now

Awards

Scotsman Guide Top Originator
Inc. 5000
Top Work Places
Weatherhead 100
Top Mortgage Lender badge
Mortgage Bankers Association Member

About Gail

I’m a University of South Florida grad with over 20 years of experience in the mortgage industry. Over many years, I have forged long-lasting relationships with my clients and business partners through professionalism and integrity. I am now a top producer known for my command of the mortgage market.

Whether you are buying your first home, next home, or vacation property, I start by listening. I’ll guide you through the mortgage process with clear and concise communication at every stage. You will always have every question answered, updates on your loan status, and a thorough understanding of what every option available means.

When it comes to finding the right mortgage for you, I offer a variety of loan programs to fit your goals. From conventional and jumbo to FHA and VA, we will consider the specifics and personalize home financing to save you time and money. Whatever your goals are, I can’t wait to help you achieve them.

I hold a unique connectedness with the southwest Florida community. I grew up on Siesta Drive and now live in the Sarasota/Manatee area with my husband, children, and pets. To keep balance, I’m a competitive tennis player in both singles and doubles with Lakewood Ranch Country Club serving as my home court.

Specialties

  • Purchase and Refinance
  • Purchase
  • Refinance Loans

Recent Posts and Articles

Blog

  • Published on

    Am I Ready to Buy a House?

    Here are some factors to consider, as well as some resources that can help you make a decision regarding the right time to buy.

  • A family laughing
    Published on

    How to Buy a House With Bad Credit

    Everybody makes mistakes, but a low credit score shouldn’t cost you your dreams of homeownership. Here’s how to buy a house with bad credit, along with some tips to improve your credit score for the future.

  • Published on

    When is the Best Time to Buy a House?

    The housing market is affected by many factors, but did you know that the time of year can influence the final sale price of a home? Here’s how the housing market changes during the course of the year.

  • Published on

    How Long Does it Take to Get a Mortgage Pre-Approval?

    How long does it take to get a mortgage pre-approval? To answer that, you’ll need to learn a bit more about the pre-approval process and what to expect when buying a home.

A homeowner with a child on his lap calculating whether to buy a new home or refinance his home loan

Owning a home is fun and fulfilling!

What’s not to love about having a space that is entirely yours? You can paint your bathroom fuchsia, have hardwood in the master, put up a wild Mosaic in the kitchen, install a smart thermostat, you name it. After all, it’s your home!

Equally enjoyable are the other personal and financial advantages of being a homeowner: security and stability, equity and wealth building, and more! I’m here to help you get the most from your home financing — whether you’re buying your first home, moving up or downsizing to match your lifestyle, or refinancing your current mortgage.

Helping your home financing process go smoothly.

Resources

  • The Mortgage Process

    The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

Inspiration for your home loan journey.

GALLERY

Your Mortgage Expert

A Lender You Can Trust

Quick Contact Form

Send me a message below or give me a call at (941) 217-7393

By clicking “Contact Us” I am agreeing to receive phone calls, SMS (text messages) and emails from CrossCountry Mortgage, LLC. I expressly consent to recurring contact from CrossCountry Mortgage, or its agents, at the number and/or email address I provided regarding products or services via live, automated or prerecorded telephone call, SMS (text message), or email. I understand that my telephone company may impose charges on me for these contacts, and I am not required to enter into this agreement as a condition of purchasing property, goods, or services. I understand that I can revoke this consent at any time. Terms & Conditions/Privacy Policy apply.