Headshot of John Heffron

John Heffron

Loan Officer, Mortgage Expert

Gaylord-Hansen Team

NMLS #1542713

Adress
9255 Towne Centre Drive, Suite 950
San Diego, CA 92121
Contact Methods
Email
mobile Mobile
(858) 757-4441
fax Fax
619-430-2665
Apply Now

Awards

2022 Scotsman Guide
Inc. 5000
Top Work Places
Weatherhead 100
Top Mortgage Lender badge
Mortgage Bankers Association Member

About John

Since I’m on the front line with homebuyers, I‘m committed to making the process as simple and transparent as possible. I have experience as a buyer and seller in more than five states, giving me a full understanding of how impactful each home loan is. This is why you can trust me to approach every part of your home financing with the highest level of composure and care.

Whether you’re buying your first home, next home, or an investment property, I offer a variety of loan programs to fit your goals. From conventional and jumbo to FHA and VA, I’ll discuss the specifics and personalize the mortgage experience to fit your needs. Throw me whatever curveball, slider, or cutter you have, and I’ll hit it out of the park.

From our first discussion to your closing day, I look forward to providing the communication and service you deserve.

I’m a dedicated family man born and raised with five siblings in Indiana. After 22 years of raising my family in the New York City area, my wife Karin and I packed up, headed straight to San Diego, and never looked back as we started our new adventure! Despite my deep East Coast roots, I’m thrilled to live in California. Just don’t ask who my favorite baseball team is!

Specialties

  • Purchase and Refinance
  • Purchase
  • Refinance Loans

Recent Posts and Articles

Blog

  • Published on

    Am I Ready to Buy a House?

    Here are some factors to consider, as well as some resources that can help you make a decision regarding the right time to buy.

  • A family laughing
    Published on

    How to Buy a House With Bad Credit

    Everybody makes mistakes, but a low credit score shouldn’t cost you your dreams of homeownership. Here’s how to buy a house with bad credit, along with some tips to improve your credit score for the future.

  • Published on

    When is the Best Time to Buy a House?

    The housing market is affected by many factors, but did you know that the time of year can influence the final sale price of a home? Here’s how the housing market changes during the course of the year.

  • Published on

    How Long Does it Take to Get a Mortgage Pre-Approval?

    How long does it take to get a mortgage pre-approval? To answer that, you’ll need to learn a bit more about the pre-approval process and what to expect when buying a home.

A homeowner with a child on his lap calculating whether to buy a new home or refinance his home loan

Owning a home is fun and fulfilling!

What’s not to love about having a space that is entirely yours? You can paint your bathroom fuchsia, have hardwood in the master, put up a wild Mosaic in the kitchen, install a smart thermostat, you name it. After all, it’s your home!

Equally enjoyable are the other personal and financial advantages of being a homeowner: security and stability, equity and wealth building, and more! I’m here to help you get the most from your home financing — whether you’re buying your first home, moving up or downsizing to match your lifestyle, or refinancing your current mortgage.

Helping your home financing process go smoothly.

Resources

  • The Mortgage Process

    The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

Inspiration for your home loan journey.

GALLERY

Your Mortgage Expert

A Lender You Can Trust

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