Headshot of Julie Ozanich

Julie Ozanich

Loan Officer, Mortgage Expert

Gaylord-Hansen Team

NMLS #479603

Adress
9255 Towne Centre Drive, Suite 950
San Diego, CA 92121
Contact Methods
Email
mobile Mobile
(858) 204-1254
fax Fax
619-260-2036

Awards

About Julie

Growing up in Sacramento, California, I worked at my mother’s beauty salon, learning the importance of work early in my life. I started my professional career as a receptionist at a mortgage company before quickly moving through the ranks working closely with the underwriters and then directly with new clients. 30 years later, my strong work ethic, extensive experience, and drive to create lifelong relationships ensure that my clients receive a smooth process and the service they deserve.

Each borrower has a different story and financial circumstances. I’ll take the time to review your rate options and understand what best fits your personal goals. I have an innate ability to listen to client priorities and understand how to accomplish them. Whether a conventional, jumbo, FHA, VA, or other product fits your financial goals, we’ll develop a home financing plan specific to your needs.

I’m very caring and conscientious. I’ll take personal responsibility to ensure your transaction closes on time and as smoothly as possible. I communicate proactively from start to finish so you’ll always know your loan’s status.

Whether this is your first mortgage or your ninth, I can’t wait to get started on your home financing journey.

Specialties

  • Purchase and Refinance
  • Purchase
  • Refinance Loans

Recent Posts and Articles

Blog

A homeowner with a child on his lap calculating whether to buy a new home or refinance his home loan

Owning a home is fun and fulfilling!

What’s not to love about having a space that is entirely yours? You can paint your bathroom fuchsia, have hardwood in the master, put up a wild Mosaic in the kitchen, install a smart thermostat, you name it. After all, it’s your home!

Equally enjoyable are the other personal and financial advantages of being a homeowner: security and stability, equity and wealth building, and more! I’m here to help you get the most from your home financing — whether you’re buying your first home, moving up or downsizing to match your lifestyle, or refinancing your current mortgage.

Helping your home financing process go smoothly.

Resources

  • The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

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