Headshot of Jim Kochakian

Jim Kochakian

Branch Manager

Jim Kochakian Team

NMLS #5085

Adress
2 Elm Square, Suite 201B
Andover, MA 01810
Contact Methods
Email
tel Phone
(978) 835-7413
Apply Now

What Our Clients Say

This was the 2nd home purchased with Jim K and the GR team. Both were VA loans. From the beginning, they were expedient, professional, and knowledgeable. All the process intricacies were explained. The online app used made it much easier with all of the documentation needed to send or receive. Saved a lot of time and confusion. Thank you Jim!!
Nigel S.
I've been dealing with Jim Kochakian for years; he's great to deal with. He and his team make the process seamless
Sharon W.
We were given a short closing date by the seller and Jim and his staff made it happen. I am not surprised, Jim has been my mortgage expert and also my friend for more than 25 years! His knowledge and foresight of the mortgage industry is second to none. Whether you are buying your first home, your fifth, or simply refinancing, if you haven't talked to Jim Kochakian you are missing out. His guidance and patience will help you through the dreaded mortgage experience! I can't thank him enough for all he has done for me throughout the years!
James C.
Jim and his team did everything they could and succeed in getting the loan for the house we were living in.
Scott H.
Jim Kochakian and his team were outstanding. We really appreciate all their efforts!
Steven R.
I have worked with Jim Kochakian for many mortgages, primary and refinancing included. I know Jim to deliver the highest customer service and to help obtain the best rate. His operations team is very proactive and helpful and is very much aligned with his customer service approach and attitude.
David C.
Absolutely excellent from start to finish with Jim and his team. Thank you so much for the best experience I've ever had with a refinance!
Justin P.
Jim worked with me to guide me through the mortgage buying process. He patiently worked with me when I was negotiating with other lenders on interest rates. He is always available to answer any questions and kept us informed of the mortgage timelines to close on a property. He kept checking in with me even when I was passively home hunting. I would highly recommend him just for the simple fact that he provides top notch service.
Ganesh S.
Jim has always been up front and honest with us. He gets right back to us with any questions we have and always keeps us informed during the process.
Jim was outstanding as always, he is my go-to guy for any financial needs.
Rodrigo B.

About Jim

When you come to me for a home loan, I start by listening. I’ll work with you to understand your financial goals and offer the mortgage options best suited to your unique circumstances. I will assist you in navigating the home financing process to make it as smooth as possible, communicating clearly from application to closing. However, my job doesn’t end at closing – I’ll always be available to answer your questions and advise you on future home loans.

I’ve consistently been recognized as one of the top mortgage originators in the nation. I have been honored with awards and accolades from top home financing institutions and industry leaders:

  • Top Producer, Dollar Volume (1992-2009, 2016, and 2018)
  • Top 1% Mortgage Originators in America (2017 – 2020)
  • 5 Year Service Award (2015)
  • Volunteer Service Excellent Award (2014 – 2016)
  • Top 10 Producer Award (2010 – 2015)
  • Chairman’s Circle (2020 – 2021)

I am active in my community volunteering at the Lazarus House, along with coaching youth sports. I’m a graduate of Bentley University where I received a bachelor’s degree in finance.

I have closed over $3 billion in loans during the past 33 years and More importantly, helped thousands of clients achieve their dream of homeownership. I’m an expert in many types of loans, including Conforming, Jumbo, VA, and FHA mortgages. Whatever your situation may be, I’m on call seven days a week for my partners and clients. When it comes to homebuying and refinancing, I’m ready to be your loan officer for life!

Specialties

  • Purchase and Refinance
  • Purchase
  • Refinance Loans

Awards

BBB Accredited Business A+
Inc. 5000
Top Work Places
Weatherhead 100
North Coast 99 Winner
Mortgage Bankers Association Member

Recent Posts and Articles

Blog

  • Published on

    Am I Ready to Buy a House?

    Here are some factors to consider, as well as some resources that can help you make a decision regarding the right time to buy.

  • A family laughing
    Published on

    How to Buy a House With Bad Credit

    Everybody makes mistakes, but a low credit score shouldn’t cost you your dreams of homeownership. Here’s how to buy a house with bad credit, along with some tips to improve your credit score for the future.

  • Published on

    When is the Best Time to Buy a House?

    The housing market is affected by many factors, but did you know that the time of year can influence the final sale price of a home? Here’s how the housing market changes during the course of the year.

  • Published on

    How Long Does it Take to Get a Mortgage Pre-Approval?

    How long does it take to get a mortgage pre-approval? To answer that, you’ll need to learn a bit more about the pre-approval process and what to expect when buying a home.

A homeowner with a child on his lap calculating whether to buy a new home or refinance his home loan

Owning a home is fun and fulfilling!

What’s not to love about having a space that is entirely yours? You can paint your bathroom fuchsia, have hardwood in the master, put up a wild Mosaic in the kitchen, install a smart thermostat, you name it. After all, it’s your home!

Equally enjoyable are the other personal and financial advantages of being a homeowner: security and stability, equity and wealth building, and more! I’m here to help you get the most from your home financing — whether you’re buying your first home, moving up or downsizing to match your lifestyle, or refinancing your current mortgage.

Helping your home financing process go smoothly.

Resources

  • The Mortgage Process

    The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

Inspiration for your home loan journey.

GALLERY

Your Mortgage Expert

A Lender You Can Trust

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