Headshot of Rick Benitez

Rick Benitez

Branch Manager

Livermore, CA Mortgage Lender

NMLS #289688

Adress
1859 First Street
Livermore, CA 94550
Contact Methods
Email
tel Phone
(925) 583-2510
mobile Mobile
(925) 260-6051
Apply Now

Awards

BBB Accredited Business A+
Inc. 5000
Top Work Places
Weatherhead 100
Top Mortgage Lender badge
Mortgage Bankers Association Member

About Rick

Rick strives to use his experience of over 24 years as a mortgage professional to provide consistent, impeccable service to each and every family he works with. His clients value his ability to keep them up to date during the loan process, as well as keeping them informed of the latest market conditions and trends via his phone, mail and email communications.

His network of area professionals will often assist his clients with their estate, financial and tax planning needs too. He finds that his clients appreciate this proactive approach in seeing to all of their financial needs.

While away from the office, Rick enjoys traveling with his family and watching his 3 children participate in their sporting events. His wife of over 20 years, Kelli, is a former elementary school teacher in the San Ramon Valley School District.

Specialties

  • Purchase and Refinance
  • Purchase
  • Refinance Loans

Recent Posts and Articles

Blog

  • Published on

    Am I Ready to Buy a House?

    Here are some factors to consider, as well as some resources that can help you make a decision regarding the right time to buy.

  • A family laughing
    Published on

    How to Buy a House With Bad Credit

    Everybody makes mistakes, but a low credit score shouldn’t cost you your dreams of homeownership. Here’s how to buy a house with bad credit, along with some tips to improve your credit score for the future.

  • Published on

    When is the Best Time to Buy a House?

    The housing market is affected by many factors, but did you know that the time of year can influence the final sale price of a home? Here’s how the housing market changes during the course of the year.

  • Published on

    How Long Does it Take to Get a Mortgage Pre-Approval?

    How long does it take to get a mortgage pre-approval? To answer that, you’ll need to learn a bit more about the pre-approval process and what to expect when buying a home.

A homeowner with a child on his lap calculating whether to buy a new home or refinance his home loan

Owning a home is fun and fulfilling!

What’s not to love about having a space that is entirely yours? You can paint your bathroom fuchsia, have hardwood in the master, put up a wild Mosaic in the kitchen, install a smart thermostat, you name it. After all, it’s your home!

Equally enjoyable are the other personal and financial advantages of being a homeowner: security and stability, equity and wealth building, and more! I’m here to help you get the most from your home financing — whether you’re buying your first home, moving up or downsizing to match your lifestyle, or refinancing your current mortgage.

Helping your home financing process go smoothly.

Resources

  • The Mortgage Process

    The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

What Our Clients Say

Working with Rick on out home refinance was really easy. He is a true professional in all respects. I highly recommend Rick to anyone needing a mortgage specialist.
Kim C.
I highly recommend Rick Benitez as a mortgage lender. Once I'made an offer on my house, Rick pointed out that I could qualify for a conforming loan at a better rate by putting a little more down than I had originally planned. That advice will save me thousands of dollars over the life of my loan! And we were able to close escrow in just 18 days! If you are looking for a partner to help you through one of the most important purchase decisions in your life, go with Rick.
Julie M.
Rick Benitez takes care of every detail and was extremely professional in helping us with our loan. I would recommend him to anyone that wants to go through a smooth and thorough process. We?re very grateful to his fantastic team, and we look forward to working with him again!!
Ralph and Ana I.
Very helpful and informative!Rick made refinancing my home such a simple process. As a new homeowner, I knew nothing about the process of refinancing a home. But Rick took the time to answer all my questions and made sure I knew exactly what was going on throughout the entire process. I will definitely be using Rick again in the future!
Jessica H.
I LOVED working with Rick as my wife and I used our VA Loan to purchase our first home. Rick gave me an absolutely incredible amount of attention as we navigated the process of home-buying. Rick is quick, detail-oriented and thorough; all attributes you love to see in someone guiding you through the biggest purchase of your life. Though I was his client, I feel like I have left this process having made a new friend. I couldn't recommend Rick more highly.
Chris D.
Rick and his team were outstanding. We have done numerous loans with Rick and they have always been done professionally and on time.
David B.

Inspiration for your home loan journey.

GALLERY

Your Mortgage Expert

A Lender You Can Trust

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