Headshot of Teresa Barajas

Teresa Barajas

Loan Officer

Maxwell Mortgage Team

NMLS #1323446

Adress
9130 Galleria Court, Suite 101
Naples, FL 34109
Contact Methods
Email
tel Phone
(239) 269-4139
fax Fax
239-351-2951
Apply Now

Awards

BBB Accredited Business A+
Inc. 5000
Top Work Places
Weatherhead 100
Top Mortgage Lender badge
Mortgage Bankers Association Member

About Teresa

Teresa Barajas was born and raised in Naples, Florida and began her career shortly after graduating from high school. Initially starting as a bank teller, she transferred her skills to mortgage processing, and worked her way up to become a senior mortgage processor. Realizing the importance of owning versus renting, Teresa became a homeowner at age 21.

Processing prepared her for her next career move to be a loan officer. With over 8 years of experience in the mortgage industry, Teresa has the knowledge and expertise to structure the optimal mortgage to achieve her buyer's financial goals. She prides herself in taking the time needed to understand her buyer's needs. She understands how confusing the home buying process can be and works diligently to guide each of her clients though one of the most important purchases of their lives.

When not working, Teresa enjoys spending time with her 8-year-old son. They enjoy the beaches of Southwest Florida whenever possible.

Specialties

  • Purchase and Refinance
  • Purchase
  • Refinance Loans

Recent Posts and Articles

Blog

  • Published on

    Am I Ready to Buy a House?

    Here are some factors to consider, as well as some resources that can help you make a decision regarding the right time to buy.

  • A family laughing
    Published on

    How to Buy a House With Bad Credit

    Everybody makes mistakes, but a low credit score shouldn’t cost you your dreams of homeownership. Here’s how to buy a house with bad credit, along with some tips to improve your credit score for the future.

  • Published on

    When is the Best Time to Buy a House?

    The housing market is affected by many factors, but did you know that the time of year can influence the final sale price of a home? Here’s how the housing market changes during the course of the year.

  • Published on

    How Long Does it Take to Get a Mortgage Pre-Approval?

    How long does it take to get a mortgage pre-approval? To answer that, you’ll need to learn a bit more about the pre-approval process and what to expect when buying a home.

A homeowner with a child on his lap calculating whether to buy a new home or refinance his home loan

Owning a home is fun and fulfilling!

What’s not to love about having a space that is entirely yours? You can paint your bathroom fuchsia, have hardwood in the master, put up a wild Mosaic in the kitchen, install a smart thermostat, you name it. After all, it’s your home!

Equally enjoyable are the other personal and financial advantages of being a homeowner: security and stability, equity and wealth building, and more! I’m here to help you get the most from your home financing — whether you’re buying your first home, moving up or downsizing to match your lifestyle, or refinancing your current mortgage.

Helping your home financing process go smoothly.

Resources

  • The Mortgage Process

    The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

What Our Clients Say

This was a long and hard journey. Teresa made things super easy despite our bumpy road. She never gave up and never once said she was going to cave in. It was a waiting process. She said “I will not stop trying until you’re in that house” and she kept her word. I will forever be grateful for her and the entire CrossCountry Mortgage.
Marisa D.
While I was thinking about buying a home, I end up finding Jimmy Saintail through Facebook after that the rest was history I had an amazing time from the beginning to the finish line. My journey was peaches and cream.
Wedner S.

Inspiration for your home loan journey.

GALLERY

Your Mortgage Expert

A Lender You Can Trust

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