Headshot of Joseph P Ferraro

Joseph P Ferraro

Sales Manager / Loan Officer

Melville, NY Mortgage Lender

NMLS #1443543

Adress
41 Pinelawn Road Suite GL-2
Melville, NY 11747
Contact Methods
Email
tel Phone
(631) 619-3915
mobile Mobile
(631) 767-9073
fax Fax
631-619-3916
Apply Now

Awards

BBB Accredited Business A+
Inc. 5000
Top Work Places
Weatherhead 100
North Coast 99 Winner
Mortgage Bankers Association Member

About Joseph

There is nothing more rewarding, and nothing that brings me greater joy, than being able to have a personal impact on the largest financial transaction of my clients’ lives. Whether purchasing a new home, refinancing to lower mortgage payments, or supporting home renovation dreams, I’m here to help you successfully achieve your goals.

As your trusted loan consultant, I will guide you through the home financing process and support you from pre-approval to closing. With a wide array of mortgage products to offer, I can provide you with the home loan best suited to your needs.

Our state-of-the-art technology allows your new mortgage to flow smoothly through our process. You will receive continuous updates throughout the loan process so you will know exactly what is happening at every stage of the loan process. My website is also a useful resource for you throughout your home financing. You’ll find many tools to make your experience smooth and stress free.

I appreciate your business and look forward to working with you!

Specialties

  • Purchase and Refinance
  • Construction Loans
  • First Time Homebuyers
  • VA Loans

Quick Contact Form

Send me a message below or give me a call at (631) 619-3915

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Recent Posts and Articles

Blog

  • Published on

    Am I Ready to Buy a House?

    Here are some factors to consider, as well as some resources that can help you make a decision regarding the right time to buy.

  • A family laughing
    Published on

    How to Buy a House With Bad Credit

    Everybody makes mistakes, but a low credit score shouldn’t cost you your dreams of homeownership. Here’s how to buy a house with bad credit, along with some tips to improve your credit score for the future.

  • Published on

    When is the Best Time to Buy a House?

    The housing market is affected by many factors, but did you know that the time of year can influence the final sale price of a home? Here’s how the housing market changes during the course of the year.

  • Published on

    How Long Does it Take to Get a Mortgage Pre-Approval?

    How long does it take to get a mortgage pre-approval? To answer that, you’ll need to learn a bit more about the pre-approval process and what to expect when buying a home.

People in New York City walking up a multi-level sidewalk structure

Owning a home is fun and fulfilling!

What’s not to love about having a space that is entirely yours? You can paint your bathroom fuchsia, have hardwood in the master, put up a wild Mosaic in the kitchen, install a smart thermostat, you name it. After all, it’s your home!

Equally enjoyable are the other personal and financial advantages of being a homeowner: security and stability, equity and wealth building, and more! I’m here to help you get the most from your home financing — whether you’re buying your first home, moving up or downsizing to match your lifestyle, or refinancing your current mortgage.

Helping your home financing process go smoothly.

Resources

  • The Mortgage Process

    The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

Inspiration for your home loan journey.

GALLERY

Your Mortgage Expert

A Lender You Can Trust