Headshot of John Franco

John Franco

Sr. Loan Officer

Melville, NY Mortgage Lender

NMLS #1161887

Adress
41 Pinelawn Road Suite GL-2
Melville, NY 11747
Contact Methods
Email
tel Phone
631-546-0973
mobile Mobile
(631) 903-1432
fax Fax
631-595-5395
Apply Now

Awards

BBB Accredited Business A+
Inc. 5000
Top Work Places
Weatherhead 100
Top Mortgage Lender badge
Mortgage Bankers Association Member

About John

Helping families achieve their dreams and goals is something I truly look forward to, and I strive to make the process as smooth as possible every step of the way. My process is straightforward: I put your goals first, because I want you to achieve financial success, as well as your dream home. I take pride in utilizing my knowledge, expertise, and CrossCountry's cutting edge technology to assist you and educate you throughout the process. When you are done, you will be an expert in all phases of purchasing and financing a home. I also hold mortgage licenses in several states, assisting many families with the complex task of relocating to and from NY. The mortgage process can be arduous and frustrating, but I am here to make it simple and stress free for you. Contact me today so I can assist you and your family achieve homeownership!

Specialties

  • Purchase and Refinance
  • Purchase
  • Refinance Loans

Recent Posts and Articles

Blog

  • Published on

    Am I Ready to Buy a House?

    Here are some factors to consider, as well as some resources that can help you make a decision regarding the right time to buy.

  • A family laughing
    Published on

    How to Buy a House With Bad Credit

    Everybody makes mistakes, but a low credit score shouldn’t cost you your dreams of homeownership. Here’s how to buy a house with bad credit, along with some tips to improve your credit score for the future.

  • Published on

    When is the Best Time to Buy a House?

    The housing market is affected by many factors, but did you know that the time of year can influence the final sale price of a home? Here’s how the housing market changes during the course of the year.

  • Published on

    How Long Does it Take to Get a Mortgage Pre-Approval?

    How long does it take to get a mortgage pre-approval? To answer that, you’ll need to learn a bit more about the pre-approval process and what to expect when buying a home.

A homeowner with a child on his lap calculating whether to buy a new home or refinance his home loan

Owning a home is fun and fulfilling!

What’s not to love about having a space that is entirely yours? You can paint your bathroom fuchsia, have hardwood in the master, put up a wild Mosaic in the kitchen, install a smart thermostat, you name it. After all, it’s your home!

Equally enjoyable are the other personal and financial advantages of being a homeowner: security and stability, equity and wealth building, and more! I’m here to help you get the most from your home financing — whether you’re buying your first home, moving up or downsizing to match your lifestyle, or refinancing your current mortgage.

Helping your home financing process go smoothly.

Resources

  • The Mortgage Process

    The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

What Our Clients Say

John and his team went above and beyond to make our mortgage happen. They were very attentive during the whole process.
William A.
John was great, and made the process so easy. We were working with another bank, and they dragged their feet for months. John was very proactive in communicating with us.
Robert Z.

Inspiration for your home loan journey.

GALLERY

Your Mortgage Expert

A Lender You Can Trust

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