CrossCountry Mortgage Office in Encinitas, CA

Encinitas, CA Mortgage Lender

169 Saxony Road Suite 101
Encinitas, CA 92024

tel Phone
858-731-6118
email Email

Awards

The Nationals Silver Award
The Nationals Gold Award
5 Star Mortgage Professional
National Association of Home Builders
Building Industry Association of San Diego County
Building Industry Association of San Diego County Sales and Marketing Council

Our team + your home loan = success!

Chaz and Justin are a multi-award winning team in pursuit of excellence in all they do for their clients and business partners. They believe that home is where your story begins and in order to get you there, you need experts like Chaz and Justin, working for you! Chaz and Justin will make you feel like a VIP and they pride themselves on implementing a concierge service with you - including managing deadlines during your loan process, creating a plan of action with you (catered to your goals and no one else's) while staying compassionate and making you feel at ease during every step of the process.

You may visit their website at crosscountrymortgage.com/chaz-and-justin or contact them at [email protected] and [email protected].

Happy first time homebuyers in their newly purchased home

Thanks to You, We’ve Won a Major Lending Award.

The National Sales and Marketing Council (NSMC) of the National Association of Home Builders (NAHB) has announced the winners for The Nationals new home sales and marketing awards.

Chaz Hinz & Justin Kollman with CrossCountry Mortgage have received Silver Award honors for Mortgage Professional of the Year!

Judging criteria in this category was based on effort shown in outreach with builders and buyers, community outreach, buyer satisfaction, builder communication, and industry involvement.

Read The Full Press Release

At CrossCountry Mortgage, your future is our focus.

We are committed to providing you with the best customer service in the industry. Every day we help homeowners just like you achieve their home financing goals while providing the guidance and technology for a fast, stress-free process with no surprises.

The biggest purchase of your life deserves the attention of the best mortgage professionals. Our licensed loan officers bring decades of proven performance and integrity to the table. The entire team collaborates to close your loan quickly, and our sole focus is to help you achieve your homeownership goals while keeping you informed throughout the process.

Helping your home financing process go smoothly.

GALLERY

Our Mission & Goal

Our Vision — Then & Now

Recent Posts and Articles

Blog

  • Chaz Hinz and Justin Kollman
    Published on

    Silver Award Winners Announced for the 2021 National Sales and Marketing Awards

    The National Sales and Marketing Council (NSMC) of the National Association of Home Builders (NAHB) has announced the winners for The Nationals new home sales and marketing awards. Chaz Hinz & Justin Kollman with CrossCountry Mortgage have received Silver Award honors for Mortgage Professional of the Year!

  • Couple reading documents
    Published on

    What Are Closing Costs?

    What are closing costs? Here we break down the various fees that are included in closing costs and discuss how you may be able to reduce your out-of-pocket obligations. 

  • Published on

    What is a Loan Contingency?

    A loan contingency can help buyers protect their earnest money offered and keep their options open until the financing is complete. Here is everything you need to know about a loan contingency and why it may be a good idea to include them in a home purchase agreement.  

  • A woman reading on a laptop
    Published on

    What is an Assumable Mortgage Loan?

    Different kinds of mortgages offer distinct sets of pros and cons to the prospective homebuyer. For a new homebuyer, there is one financial option you may not know exists — an assumable mortgage. Learn the ins and outs of an assumable loan so you can determine whether it is the right mortgage product for your homebuying needs.

What Our Clients Say

As a first time buyer, I didn't know much of anything about the whole process. Justin and Chaz at CrossCountry not only answered all my silly questions, but kept me up to date throughout the entire process.

Steven W.

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