Headshot of Lori Botts

Lori Botts

Loan Officer

Niosi Team

NMLS #1448398

Adress
10020 Southern Maryland Blvd., Suite 100
Dunkirk, MD 20754
Contact Methods
Email
tel Phone
(301) 965-0902 x78474
mobile Mobile
(240) 839-0730
fax Fax
301-965-0902
Apply Now

Awards

BBB Accredited Business A+
Inc. 5000
Top Work Places
Weatherhead 100
Top Mortgage Lender badge
Mortgage Bankers Association Member

About Lori

When you are looking to finance your home purchase, or refinance a home you already own, it is imperative to work with a lender you trust. When you come to me for your mortgage, I guarantee that I am on your side. I want to understand your goals and priorities so I can offer a home loan that is the best possible option for you and your circumstances. Whether you are a first-time homebuyer or a seasoned borrower, I will communicate throughout the loan process, from contract to post-closing, to ensure we are always on the same page and you are in control of your home financing journey!

I offer a wide range of loan programs, from FHA and VA to conventional and jumbo. Each borrower is different and I guarantee my recommendations will be tailored to you and your needs. In addition to clear communication, I promise to be proactive throughout the loan process. I will do my best to anticipate changes, and eliminate any potential pain points before they arise.

My goal for you is to love your homebuying journey, and I am here every step of the way to ensure a smooth process.

Whether you are buying, refinancing, or renovating, I am ready to give you the outstanding home loan experience you deserve!

Specialties

  • Purchase and Refinance
  • Purchase
  • Refinance Loans

Recent Posts and Articles

Blog

  • Published on

    Am I Ready to Buy a House?

    Here are some factors to consider, as well as some resources that can help you make a decision regarding the right time to buy.

  • A family laughing
    Published on

    How to Buy a House With Bad Credit

    Everybody makes mistakes, but a low credit score shouldn’t cost you your dreams of homeownership. Here’s how to buy a house with bad credit, along with some tips to improve your credit score for the future.

  • Published on

    When is the Best Time to Buy a House?

    The housing market is affected by many factors, but did you know that the time of year can influence the final sale price of a home? Here’s how the housing market changes during the course of the year.

  • Published on

    How Long Does it Take to Get a Mortgage Pre-Approval?

    How long does it take to get a mortgage pre-approval? To answer that, you’ll need to learn a bit more about the pre-approval process and what to expect when buying a home.

A homeowner with a child on his lap calculating whether to buy a new home or refinance his home loan

Owning a home is fun and fulfilling!

What’s not to love about having a space that is entirely yours? You can paint your bathroom fuchsia, have hardwood in the master, put up a wild Mosaic in the kitchen, install a smart thermostat, you name it. After all, it’s your home!

Equally enjoyable are the other personal and financial advantages of being a homeowner: security and stability, equity and wealth building, and more! I’m here to help you get the most from your home financing — whether you’re buying your first home, moving up or downsizing to match your lifestyle, or refinancing your current mortgage.

Helping your home financing process go smoothly.

Resources

  • The Mortgage Process

    The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

Inspiration for your home loan journey.

GALLERY

Your Mortgage Expert

A Lender You Can Trust

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